{"id":444,"date":"2006-01-13T09:47:54","date_gmt":"2006-01-13T17:47:54","guid":{"rendered":"http:\/\/lee.org\/blog\/archives\/2006\/01\/13\/high-interest-credit-cards\/"},"modified":"2006-01-13T09:47:54","modified_gmt":"2006-01-13T17:47:54","slug":"high-interest-credit-cards","status":"publish","type":"post","link":"https:\/\/www.lee.org\/blog\/2006\/01\/13\/high-interest-credit-cards\/","title":{"rendered":"High Interest Credit Cards"},"content":{"rendered":"<p>I&#8217;ve had this no-yearly fee Visa card forever. I even forget who I originally got it with. The company on the masthead has changed so many times&#8230; Today it&#8217;s Chase.<\/p>\n<p>You know how you get those little &#8220;Important Notes for Credit Card Customers&#8221; pamphlets&#8230; the one written all in legaleze. I decided to read mine this time and yow! My APR on this thing is now 30.99% with a late fee charge of $39. So if I buy a $1,000 item and miss my payment date by a day, I instantly owe an extra $65! Oh, plus a $1 finance charge.<\/p>\n<p>The moral of the story? Don&#8217;t be late!<\/p>\n<p>(To try and cover my ass, I just set up an automatic billing thing with my bank. If I forget to pay, Chase Visa still gets an automatic &#8220;minimum payment&#8221; of $10)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve had this no-yearly fee Visa card forever. I even forget who I originally got it with. The company on the masthead has changed so many times&#8230; Today it&#8217;s Chase. You know how you get those little &#8220;Important Notes for Credit Card Customers&#8221; pamphlets&#8230; the one written all in legaleze. I decided to read mine [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-444","post","type-post","status-publish","format-standard","hentry","category-general"],"_links":{"self":[{"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/posts\/444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/comments?post=444"}],"version-history":[{"count":0,"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/posts\/444\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/media?parent=444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/categories?post=444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lee.org\/blog\/wp-json\/wp\/v2\/tags?post=444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}